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Fixed Deposit

6.25%

Individual (365 Days)

6.75%

Senior Citizen (365 Days)

Loan Interest Rate

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  • Loan Interest Rate

Loan & Advances Interest Rate

Effective from Date : 01-04-2026

Cash Credit Loan Interest Rate
Hypothicatication Against Stock 10.00%
Milkat Cash Credit (For Trading Purpose) 10.00%
Sabhasad Term Loan 11.00%
Vehicle Loan Interest Rate
Four Wheelers Vehicle 8.00%
Two Wheelers Vehicle 10.00%
Commercial Vehicle 10.00%
Second Hand Car & Commercial Vehicle 11.00%
Education Loan  Interest Rate
1 Lakhs to 25 Lakhs 9.00%
More than 25 Lakhs 10.00%
Nagrik Home loan  Interest Rate
New Home Up To 50 Lakhs 8.00%
New Home More than 50 Lakhs 8.50%
Old Home 9.00%
Normal Interest Rate*    Interest Rate
1 Lakhs to 25 Lakhs 10.00%
More than 25 Lakhs Up to 50 Lakhs 11.00%
More than 50 Lakhs 12.00%
* Normal Interest Rate applicable on Machinery Loan, Commecial Loan, Project Loan,Business Loan and  Other Loan