Loan Interest Rate
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- Loan Interest Rate
Loan & Advances Interest Rate
Effective from Date : 02-09-2026
| Loan Products: | Interest Rate |
| Hypothicatication Against Stock | 10.00% |
| Milkat Cash Credit (For Trading Purpose) | 10.00% |
| Sabhasad Term Loan | 11.00% |
| Nominal Sabhasad Term Loan | 12.00% |
| Vehicle Loan: | Interest Rate |
| NORMAL FOURWHEEL | |
| Above 800 CIBIL SCORE | 7.75% |
| 650 to 800 CIBIL & No Score | 8.00% |
| Less than 650 CIBIL SCORE | 8.25% |
| EV FOURWHEEL | |
| Above 800 CIBIL SCORE | 7.25% |
| 650 to 800 CIBIL & No Score | 7.75% |
| Less than 650 CIBIL SCORE | 8.25% |
| Commercial Vehicle Loan | 10.00% |
| Two / Three Wheeler Loan | 11.00% |
| Second Hand Four Wheeler / Commercial Vehicle Loan | 12.00% |
| Education Loan | 9.50% |
| Machinery Term Loan (MTL) | 10.00% |
| Business / Commercial Loan Against Property | 10.00% |
| Commercial Real Estate Term Loan | 12.00% |
| Nagrik Housing loan: | Interest Rate |
| Gents Customer: | |
| Above 800 CIBIL SCORE | 7.75% |
| 650 to 800 CIBIL & No Score | 8.00% |
| Less than 650 CIBIL SCORE | 8.25% |
| Self Earning Ladies (No Joint Name): | |
| Above 800 CIBIL SCORE | 7.25% |
| 650 to 800 CIBIL & No Score | 7.75% |
| Less than 650 CIBIL SCORE | 8.25% |
| SOLAR Loan: | Interest Rate |
| ROOFTOP SOLAR SYSTEM LOAN (RESIDENTIAL) | 9.00% |
| ROOFTOP SOLAR SYSTEM LOAN (COMMERCIAL) | 10.00% |
| GOLD Loan: | Interest Rate |
| GOLD LOAN | 9.95% |
| GOLD AGRICULTURE LOAN | 8.95% |